Entrepreneurship

Peru Hope is one of my original blog sites. It’s been neglected in favor of other sites we use for business. One of the main things that I stress is that having a business, a home, and a family are what make the world go around. These things allow us to do more with our lives. Our kids are our hope for the future.

A discussion that we have had lately is the difference between working a job, and having a business. In the Hispanic community having a job is the much safer way to live. My question is if it will provide what is needed to make that leap into financial independence. A better question is if the days of working for a company until retirement, then living well the rest of your days in comfort, are gone forever.

I have had businesses for forty years. Whenever I work a job it is like a vacation. In the time that I have been writing on my blogs it never occurred to me to talk about my businesses as an alternative. People watch me work, many hours a day, many more than they, but no one asks what I’m doing, so I don’t really share much.

I think that rather than talk about charity that my time here would be better spent talking about business.

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Discover Hope Fund Raising

Today we are going to firm up the location. The dates are to set up an open air market with the fund raising event on July 2nd, and 3rd.

We will start the market on the week end of June 18th, and 19th, then again on the 25th, and 26th.

If the market concept works we will continue through the summer months.

My hope is that this can be a learning process for the people involved. Setting up a venue is pretty easy in relation to getting the advertizing, manning the market, and having product on hand. We’ll see how this year works out.

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Discover Hope Fund Fundraiser

Well it looks like I update this blog every two months. Last year I was intent on putting together a Fund Raiser for the Discover Hope Fund as a Halloween party. It was too much to organize, but it sparked some interest.

We have a location, and entertainment for a summer, out door event this summer. It’s at 2820 Thorndyke, at interbay which is between Queen Anne, and Magnolia.

We have a ten person percussion group that rotates members. It’s an open market concept. If it goes well we’ll continue the market through the summer. There are a lot of people interested in the location to set up a booth to sell wares. There is a restaurant, and a café already there.

We’ll take up donation, and let people make what they can from the event. If you are interested in selling products you can contact me here.

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Discover Hope Fund

When we started this blog a couple of years ago it was to chronicle our charity in Peru. We applied for a 501(c)3 status for making micro loans. We had heard about the Discover Hope Fund in Cajamarca. I had been on the road to go there a couple of times, but never made it.

So basically we just kind of went along our way to try to funnel some of our good fortune here in the United states back into Peru. What we have found is that the need here for people from Peru, and other South or Central American countries is just as great, and possibly more so.

The Discover Hope Fund is a concept we support. We’ve given up our ideas about being able to do work in Peru, but have followed the Discover Hope Fund closely. We have every confidence that the organization is doing good work and encourage people to contribute to the www.lendhope.org organization.

The main web site address is http://discoverhopefund.org/ and we encourage you to explore the organization, and make a gift.

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Refugees in Arizona

One of our clients today mentioned that she worked with Refugees in Arizona in the 1980s. It is one of the things that I talk about, but it is the first time it has been mentioned to me in a very long time. She also thought my analogy to the Seattle Tent City was a stretch. OK, she has a point about that, and my only defense is that it is as close as most people in the United States will get to refugees.

Anyway, in the 1980s, while the United States was funding wars in El Salvador, and Guatemala, many people migrated, and were allowed, into the United States. It was a special Visa for humanitarian reasons that is still valid today by an Act of Congress. Then there were more refugees after Hurricane Mitch in the 1998.

Let me explain that millions of people world wide are displaced by war, famine, and drought. Here in the Western Hemisphere, that translates into Central and South America. To the East it’s Europe, and Africa. We have it much better because we are new countries with less baggage, but that baggage is growing.

It’s one thing for the people of the United States to talk about how awful it is to have violence, gangs, and drugs, but it’s another thing to see it. It’s far more difficult to live it.

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Tent City in Seattle

An interesting opportunity has come up in my neighborhood of Meadowbrook. The Maple Leaf Lutheran Church is proposing to host the Tent City of Seattle in December.

Most people never inter mingle with the poor, homeless, or disadvantaged. The separation of classes is universal. This opportunity puts the homeless in the middle of a residential, potentially more affluent, neighborhood. The juxtaposition is a good opportunity for making something positive out of it.

Most Americans will never go to huts, or a refugee camp, anywhere in the world. This is as close as, I think, any one will ever get to seeing that the world isn’t all four walls, good schools, and color TV. It seems cruel to compare the homeless of the United States to say a Palestinian refugee camp in Jordon, but it is an idea. Millions of people in Africa live in tents, on ground that is granted to their use. South America has some remote areas also, but from my experience is more stable.

So what I propose is, to do some education of the culture using Tent City Seattle. It is really a stretch, because even the homeless in the United States live a level of comfort. We have a great safety net in this country. What is unfortunate is that we have this class struggle.

I don’t know what the answer is, but it’s something that seems to fit here.

Thanks

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Having Future Goals

Three of the people we work with on a regular basis are building houses, “back home,” in the countries they come from. They are here in the United States to build a future for themselves, and their families. The jobs they work here are pretty low paying, but that is more than they would ever make staying in Central, or South America.

While here they live a better than average life style. Most of that can be attributed to a deep sense of community. It’s the same as when we travel to other countries. Every one we meet from ”back home” becomes a friend.

There is a lot of sharing, and caring in a stand offish kind of way. It’s a complicated culture that is both competitive, and collaborative at the same time. The one common theme is that these people traveled a long way to make a better life for themselves. It’s a powerful motivation.

In this next year we will be working toward building our community in a variety of ways. The first, and foremost, is helping people with the business that they have. Our second goal for this year is to consolidate more resources.

It seems to me that many people are spread out duplicating tasks. With some of the other web sites we set up this year our hope is that we can direct more interest to our community businesses. We’ll start with home services, and grow into the management of other business interests over the year.

We would like to develop affordable housing. This seems, here in Seattle, to be extremely hard to come by. In order to do that we would need to develop more financial services. We have a pronounced need for bookkeeping, and accounting. We need people who are interested in, and have the ability to, manage projects and people.

Like building a house we would like to lay the foundation for others future goals.

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Women own Businesses

We are in an a new year and this blog is one of four that I set up to promote our business ventures. One of the things that we haven’t talked about is how this all fits together and why.

My wife is from Peru, and one of the first friends of hers that I met was a woman whose husband had died of a heart attack here in the United States. Her house was for sale and the question was if I could help her. I was a licensed Real Estate agent in the State of Washington. There was nothing that I could do, the agent who had the listing had already run it into the ground and it was sold at foreclosure.

The two points of the story are that she didn’t know what to do because her husband had always handled the business end of things, and second was she recovered. Let’s focus on the recovery.

She asked, and we answered that, like my wife, having a cleaning business is the cheapest, quickest, way to get get some cash coming in. She started with two other women from Guatemala who spoke no English. They cleaned about ten houses a week for a few months. She put up the fliers in the markets, handed out pamphlets, and took out an ad in the local paper.

After the first year she had a couple of vans. First she went the way of having all the employees be independent contractors and then finally had them all be employees, she now has eight.

That would be great, but she had an idea to buy a house in Peru, on the beach. Her mother and father live near the beach and scouted for her. It was a little run down. She then sent money from the business down to Peru, and her father watched over the work being done. She now spends about three months of the year in Peru. This is what she accomplished in the ten years that I have known her.

Now you can rationalize any way you want, but I saw a defeated woman create her own future. I also know a lot of people who come to the United States with nothing and become another success story. What is kind of impressing me is that we see men on TV, selling books, or talking about success while women are quietly accumulating wealth.

Just as an aside I’ll point out that by chance Casa Latina in Seattle, and Discover Hope Fund in Peru are women owned charities. There may be a lot of people involved in the operation, but women had the idea and put it all together.

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Booming Economy in Peru

We had not been back to Peru for four years and the difference was amazing. There are shopping malls, and super markets. Real Estate prices were soaring with banks lending at modest rates. Consumer credit is a little more sticky. Durable goods orders must be way up, because every where we went there were washers, and dryers. Cars also seem to be in better condition, newer than I remember.

Many of the public works projects that I admired ten years ago are being finished. Telephonica is constructing cell phone towers where ever you look. Many of the international mining projects seem to include a local partnership. There are complaints from some that too much of the development is financed by money from Chile, but the important thing is the taxes are paid in Peru.

It’s hard to make the leap when people see Lima, or any larger city in Peru, that there is still desperate poverty in the jungle, or the mountains. More investment is asking for more returns. Even though the government gets more tax dollars they have an entire country to build. We here in the United States, or the people in Europe, just expect the roads to go somewhere. We expect the freeways will be finished eventually. In Peru, you can look at a project that has been sitting untouched for decades.

There is so much to do, but it looks like today the doors of prosperity may be opening. My hope is that this new found credit will be used responsibly and the housing bubble that is being created can be sustainable, or deflate ever so slowly. In my opinion the global economic crisis happened in the rest of the world as an example of how to manage growth here, in Peru.

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All boats rising

Over the Holiday Season I was chit chatting about our business year. It was a good year for us when, from what I understand, other businesses were struggling. This particular conversation touched on unemployment and I was surprised that the gentleman I was talking with brought up immigration. It was a passing comment about immigration adding to the unemployment problem.

I gave him one of those sideways looks and he was a little sheepish. He is after all a dyed in the wool conservative, but still, no one blames immigration any more. With all the goods coming from China we should be grateful to find factory workers who can help us compete. I could go off on a tangent about Unions and Union shops that hold the membership to a certain standard while making concessions that undermine the bidding process.

It has made very little sense to me that we expect manufacturing to remain outside of our borders by not allowing a full range of workers. We talk about Chinese sweat shops, but we prefer to have those goods here in the United States rather than have those workers here, working in our plants, paying taxes in our system, and shipping by our freight.

There are a series of manufacturing plants on the other side of the border in Mexico who don’t have the restrictions of EPA standards. You can see the plants from the United States. They’re right there across the river. How could any regulator think that those pollutants are going to stay on the Mexico side of the border? How did all of the Unions, and government agencies oppose NAFTA while we lost the jobs we were trying to protect?

There is a new study from the Center for American Progress that a comprehensive overhaul of U.S. immigration laws would increase the country’s gross domestic product by $1.5 trillion over a decade.

The $1.5 trillion figure is reached by a calculation that an immigration overhaul would increase U.S. GDP by 0.84% annually.

Of course if you look at the numbers by themselves it makes the assumption that the wages earned here, would stay here, in the United States. They don’t, they are funnelled back to the countries where workers come from, where the families live.

Opening our borders with both Canada, and Mexico, makes sense. If we are capitalists then it will be the survival of the fittest. We are a right to work country. We will prevail because we are the best at what we do, and anything else is an excuse.

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