Happy New Year!

After all of these years this site can now pursue it’s original intention. We would like to encourage you to contribute to the global cause of self reliance. Here in the United States we can all take for granted the fact that with a piece of card board and a magic maker we can have an enterprise. We see people on the side of the road or at freeway exits or entrances with signs asking for money. As we say, “only in America.”

When we go to Home Depot and see people milling around that seems like the same thing, to us, here in the United States. In some cases it is the same thing, but the vast majority of people looking for work are doing just that, they want a job. The vast majority of people looking for work would like to have extended hours to feed a family.

Another hard thing for Americans to understand is that people who come here to find any kind of work are feeding a family back home, where ever that is. The entire idea of a mobile society is to find a better life. We in the United States will move across town or across country for a better job. People in our military will move a family around the world. We are also one of the few countries in the world with a military that will take all walks of life and provide them with food and shelter, for a life time.

The purpose here is to give broader opportunity to a mobile society that may only have what we call limited skills. Our first consideration are the people at www.DiscoverHopeFund.com who provide business capital to the people in Cajamarca Peru. Secondly we would also like to help local efforts like the people at www.CasaLatina.com with the on going problem of immigration to the United States.

We have talked about immigration here before and will again, but for right now there are people in the world that we can help. We can help make the world a better place by encouraging these two organizations with the vision that they have. We are asking you to contribute and feel confident your money will find it’s way to the people who need it.

Posted in Casa Latina, Discover Hope Fund | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Feliz Navidad

For me, Christmas is about family. No matter who your family is, or becomes, you should make the effort to bring them some comfort, and joy.

Posted in Casa Latina, Discover Hope Fund, Living in Peru, Peru's Future, Peru's Past | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Our Berlin Wall with Mexico

This year was the twenty year anniversary of the Fall of the Berlin Wall. I remember the speech Ronald Reagan gave imploring “Mr. Gorbachev, tear down this wall!

At this time year I remember that the was a perennial story about families that were torn apart at Christmas because they were not allowed free passage between East and West Berlin. The American press blamed the Communists, but the truth was neither side wanted to be corrupted by the other. When the wall was about to come down there was speculation that the East Berliners would be a drain on the national economy. In fact East Berlin was an opportunity for new development.

Here in the United States we are building a wall to protect ourselves from Mexico. The strongest country on earth is protecting itself from one of the most impoverished. There was disparity in the two Berlins as well.

Now that Berlin is united there seems to be a more equal prosperity. We’re now trading partners with Russia, and China. The doors have widen further in the past twenty years. In my opinion the same would happen if we allowed free access to Mexico, and Mexico to here. It seems to me that Mexico has a lot to offer us. A united North America could then work on establishing a better relationship with South America.

Posted in Casa Latina, Discover Hope Fund | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Immigration Introduction.

Many Americans complain about jobs going over seas to people who are paid one to two dollars a day. Other people complain that workers who cross our borders illegally are taking our jobs by working for less. There are pockets of desperation all around the globe. People do work for a bowl of rice, literally.

To come to this country we have a set of laws that are uniform. Each State follows the Federal Laws on Immigration, and an Immigration attorney can practice in all fifty States. The rules are actually pretty simple. You apply for a Visa, go through an interview process, and are either accepted, or denied. There is also a lottery system where a certain number of people are picked, by lottery, to come to this country.

Once accepted to be invited to the United States you have a process of, work permission, resident alien, resident, then citizen. It takes about two years. You must avoid jail time, or convictions, your character should be unblemished.

There are a variety of Visas to come here. The most common would be the tourist Visa. A student Visa for people who come here to study. The fiancée Visa is for people who intend on being married. A lot of latitude is allowed for people in love. Then you have business Visas for people to come here, create jobs, or help American business. A little known fact is that sheep herding is a highly prized talent for people who immigrate here from Peru. Models have a whole bunch of concessions for Visas.

Once in this country the Visas have a time frame that ask for an extension, or they expire. Some people stay here years after an expiration of a Visa. In many cases the people have found a job, or fell in love. Students especially find jobs that they want to keep. Some students happen to fall in love and get married in that process. Tourists may meet some one by chance, fall in love, and want to stay.

There are business people, or students of a trade, like computer science, or a health professional, like a researcher, who are on to a discovery and chose to stay. There are all kinds of people who stay here in the United States for a lot of reasons that are good causes with an expired Visa.

People cross our borders for a variety of reasons also, but mostly to work. Many of those people send money home to extended families. People with Visas may also be here to support family back home, but one of the main criteria for getting that Visa is that you have money.

In a way this immigration process brings us the very rich and very poor from other countries. The rich have Visas and the poor just cross.

Posted in Casa Latina | Tagged , , , , , , , , , , , , , , , , , , | 1 Comment

Casa Latina, Seattle

There is a day worker center in down town Seattle that was for years based out of a lot on Western Avenue across from the Millionaires Club. It is the same concept of putting homeless people to work except these workers are Hispanic, many are not homeless, and language may be a barrier.

They are currently on South Jackson Street above Rainier Avenue. The non profit organization owns the building where the offices now are. Hilary Stern has done an admirable job of keeping the whole thing together. There are many more resources now than there ever have been.

My dad had started using the Millionaire’s Club for labor when my brothers and I got too old, and busy, to he;p around the house. Robert was one guy who was a constant in our lives for about seven years. He was quasi homeless, always had some drama, but did good work. I had Larry for about ten years until alcohol took over completely.

I started using labor from Casa Latina in about 1999. Most of the workers were sober, diligent, and knew what they were doing, some were a challenge. At first I needed some one who spoke some English, but now I’m pretty comfortable with my Spanish to get a job completed. If i get stuck i can call the office, or I have other resources.

Casa Latina is a working model of the things we would like to accomplish with this site. They are currently doing business classes for those workers who want to be in business for themselves. It is a struggle to explain the American Way of doing business. There are some contractors that have made it.

This is a good local resource to become involved in a world larger than you. Most of these families stretch from here down into Mexico, to Central, to South America. Money gets wired back home from work that is done here. One gentleman has been working here for twelve years, some longer, and return home seldom to see wives or children. The goal is to provide a better life, a chance that the father may have never been able to provide if he had stayed home.

It’s a hard thing to explain to Americans. Sacrifice can mean a lot of things. It’s worth the time, money, or other donation, to glimpse into this organization. To become involved would be great, if you can make that commitment. It is a learning curve.

Posted in Casa Latina | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Small Business as an Investment

The topic came up again this morning about my personal belief in building wealth. Many people talk with me about stocks, bonds, financial markets, but mostly Real Estate. We sold our Real Estate, except our personal residence, before July of 2007, the last one in July of 2007. The question that comes up is if I think the financial markets, or Real Estate, will ever come back as safe investments. In my opinion your money is better off in a small business.

We exported the American way of doing business around the world. Some people in countries that have a more socialized system of government object to our free wheeling style. Most of the time people in many places never have the opportunity to be involved in a business because of a restriction in class structure. Even if you’re educated and capitalize a business in some countries the ability to sell the product is hampered because people should know their place. We don’t have that in the United States as much as every one wants to say that we do.

If you play the game well, in the United States, you have the ability to build wealth. You can come here with nothing and make something happen. You might say that when you have nothing to lose you have everything to gain. That is the basis of aggressive business practices.

People in the United States want more passive income. It may be a hold over from the colonial days when the Lord was in the Manor and money just came from the labor in the fields. Over the course of a century the lord was further and further removed from the labor until in time the stock market became a way to just invest the money while others figured out how to make it grow.

Financing and capitalization are now a big part of corporate profits. A plasma TV may have a margin between cost and a retail sale, but once you finance the process it’s all free money. Financing is everywhere in the American system. The crash of the Financial Markets has paralyzed huge sections of the global economy, yet no one wants that easy, passive income to end.

What I have found is that building a small business is rewarding on it’s own. The returns on the investment can be great with the right business model. Services companies provide the biggest return. The investment is usually, or can be, very small, with the majority of income being generated by labor. The stock market actually is exactly the same principle, but as businesses grow so do the complexities. A small company can make a 40% to 30% after tax profit while the very same business model may only get a 13% return on a larger volume. Over head and management begins eating up more profit while more the return may end up being greater because of the volume.

The point is that if you were to invest in a tangible business, that maybe you could even be involved with, your returns could be the same as sticking the same money in a 401(k). The argument in the past was that a 401(k) was a safe investment, today, maybe we should rethink that.

Posted in Peru's Future | Tagged , , , , , , , , , , | Leave a comment

The Third World

This is like a door to another dimension. You can walk up to the door, maybe look in, like many people on vacation do, but once you step into the world you’re changed forever. Once you actually live in that altered dimension there is no going back. There is no back to normal because the things you experienced haunt you.

My first encounter with the Third World was in Palestine. This is a place where the people have no country. There is a quasi military presence of solders mixed with militant groups that maintain order. Other than that it is a live and let live place on the planet. From time to time the Israelis raid through the country side in a show of force. It’s where nothing and anything is possible.

What I would like to impress on you is that there are political forces at work in any impoverished country. Some body usually wants something no matter how small that thing is. A lot of talk about multinationals is foreign corporate interests that have the military enforce whatever rights have been granted the foreigners. It’s the same all over the world. There is no rebellion against an organized military presence and lately security forces have formed by the corporations themselves to ensure that the governments are doing their job.

In Peru it’s mining for a whole host of metals and minerals. In Palestine it’s the land for the State of Israel. All of Africa is the same as South America, oil, and gold along with all the other natural resources the countries can bear are what foreigners want.

Now when we say foreigners we mean the First World countries of Germany, France, England, Japan, Italy, and the United States. We follow those up with Russia, and Canada. This is where the problems actually begin because there is no reciprocity with these countries, it’s a one way proposition. We will save the discussion about race for another time, but it sure comes up in the conversations those in the Third World have about the foreigners.

Next we have countries like China who have business all over the world. They on the other hand want a give and take with all countries. China has so much to export and needs so much to feed over a billion people. Mexico is another country that has resources they want to share. They do business with other countries with a more open policy on trade. Brazil, South Africa, and India round out the dominant global players.

As much as there is a lip service about what shall we do to help the Third World, without mentioning specific countries, very little is actually done. Lending money seems to be the first thing to do. Unfortunately paying back these generous loans is just another burden that these governments have. Aside from infrastructure, like roads, water, and electricity there is the matter of food distribution. A hungry population can be a problem for stability. 

Solutions are few. There are some programs in place that have far reaching goals but hunger, and lack of drinking water take over most budgets. On this site I am more than willing to discuss whatever thoughts you may have.

Posted in Peru's Future | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

The Journey Begins

My first encounter with the Third World was in Mazatlan Mexico. It was morning and a military truck was driving by picking up soldiers who were hiding in the ditch along the road. There was a soldier every sixty feet or so along the row of hotels. It was a Sunday morning and people had been walking up and down the street all night. Young girls in party dresses walk from one disco to another. Tourists were drinking in Senor Frog’s while blaring rock and roll music was so loud it shook your insides. At dinner the night before we had five waiters serving us.

That morning watching the soldiers being picked up was the first time that I realized we were in a foreign country. We had seen mostly tourists since we got off the plane. The people in the hotel all spoke English. The multi colored buses are fun to see as people packed into them. The roads along hotel row were washed with water to keep the dust down. Our hotel had it’s own transportation. Everything was absolutely great except the soldiers bothered me so we changed to a nicer hotel.

Posted in Living in Peru | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Welcome

By a twist of fate a new client of our company, Seattle House Cleaning, was preparing for a fund raising event for the Discover Hope Fund. They do micro loans to women owned businesses in Cajamarca Peru. We have had a web site for our micro loan program in Peru since about 2003.

Peru Hope has come a long ways since my first visit to Peru in 2000. If you look at the economic growth of the country it is impressive. There are extensive investment opportunities in Peru for foreign interests, but more importantly people living in Peru have choices for economic advancement.

We’re going to explore Peru on this site, and welcome any contributions you may want to make in comments or to www.discoverhopefund.org

Posted in Discover Hope Fund | Tagged , , , , , , , , , , , , , , , | Leave a comment

Hello world!

Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!

Posted in Uncategorized | 1 Comment